Terms and Conditions
Taunusstar - S&P 500 AI Forecast Platform
Last Updated: 29.08.2025
1. ACCEPTANCE OF TERMS
By accessing or using the services provided by Taunusstar ("Company," "we," "us," or "our") at taunusstar.com, you ("User," "you," or "your") agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, do not use our services.
YOU MUST BE AT LEAST 18 YEARS OLD
to use our service. By using our service, you confirm that you are at least 18 years old or have parental/guardian consent.
2. SERVICE DESCRIPTION
Taunusstar provides an AI-powered S&P 500 forecasting platform that enables users to:
- Access S&P 500 return predictions across multiple time horizons (3-month, 6-month, 12-month)
- View backtested performance metrics and model accuracy scores
- Analyze consensus signals and confidence intervals
- Access both free basic features and premium advanced features
- View detailed methodology and model transparency
3. CRITICAL FINANCIAL DISCLAIMER
IMPORTANT DISCLAIMER:
THIS IS NOT FINANCIAL ADVICE. Our forecasts are for informational and educational purposes only. They are not financial, investment, or trading advice.
- All forecasts are based on historical data and machine learning models
- Past performance does not guarantee future results
- Market conditions can change rapidly and unpredictably
- All investments carry risk of loss
- You should consult with a qualified financial advisor before making investment decisions
- We are not responsible for any financial losses incurred based on our forecasts
- Our models may not accurately predict future market movements
RISK WARNING:
Trading and investing in financial markets involves substantial risk of loss and is not suitable for all investors. You should carefully consider whether trading is suitable for you in light of your circumstances, knowledge, and financial resources.
4. ACCOUNT REGISTRATION AND SECURITY
4.1 Account Creation
- You must provide accurate, current, and complete information
- You must be at least 18 years old to create an account
- One person or entity may not maintain multiple accounts
- You are responsible for maintaining the security of your account
- You must notify us immediately of any unauthorized use
5. SERVICE TIERS AND PAYMENT
5.1 Free Tier
Basic features are available at no cost, including:
- Access to current S&P 500 forecasts with 1-month delay
- Basic backtest performance metrics
- Methodology overview
5.2 Premium Features
- Real-time forecasts without delay
- Advanced performance analytics
- Detailed model metrics and confidence intervals
- Historical forecast accuracy data
- Pricing is displayed on our website and may change with notice
- Payments are processed securely through our payment provider
- Subscriptions auto-renew unless cancelled
6. DATA PROCESSING AND STORAGE
6.1 Data Storage
- Your data is stored on secure cloud servers
- We implement industry-standard security measures
- Data retention periods are outlined in our Privacy Policy
6.2 Third-Party Services
We use the following third-party providers:
- Vercel: Hosting and deployment
- Google Analytics: Usage analytics and service improvement
- Supabase: Database and storage
- Financial Data APIs: Market data and economic indicators
Each provider processes data according to their respective terms and privacy policies. We have Data Processing Agreements (DPAs) in place where required.
7. LIMITATION OF LIABILITY
7.1 NO LIABILITY FOR FINANCIAL LOSSES
IMPORTANT DISCLAIMER:
- We are an informational service provider ONLY
- We DO NOT provide financial, investment, or trading advice
- We are NOT responsible for any financial losses incurred based on our forecasts
- We DO NOT guarantee the accuracy of our predictions
- We DO NOT assume responsibility for investment decisions made using our service
- You acknowledge that all investment decisions are your sole responsibility
7.2 Indemnification
YOU AGREE TO FULLY INDEMNIFY, DEFEND, AND HOLD HARMLESS
Taunusstar, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:
- Your use of the service
- Any investment decisions made based on our forecasts
- Any financial losses incurred from following our predictions
- Your violation of these Terms
- Any content you create or share related to our service
8. INTELLECTUAL PROPERTY
8.1 Our Property
- All forecasts, models, algorithms, and methodologies remain our intellectual property
- You may not reproduce, distribute, or commercialize our forecasts
- All platform features, designs, and technology remain our intellectual property
8.2 Your Content
You retain ownership of any content you create, but grant us a license to use it for service provision and improvement.
9. PRIVACY AND DATA PROTECTION
Your use of our service is subject to our Privacy Policy, which details how we collect, use, and protect your information in compliance with applicable privacy regulations.
10. DISCLAIMER OF WARRANTIES
THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT OUR FORECASTS WILL BE ACCURATE OR THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.
11. TERMINATION
11.1 Termination by You
You may terminate your account at any time through your account settings.
11.2 Termination by Us
We may suspend or terminate your account immediately and without notice for:
- Violation of these Terms
- Non-payment of fees
- Excessive use that impacts service performance or availability for other users
- Abuse of service resources or API limits
- Extended inactivity (12+ months)
- Any use that we determine, in our sole discretion, poses legal or operational risks
12. GOVERNING LAW AND DISPUTES
12.1 Governing Law
These Terms are governed by applicable international laws.
12.2 Dispute Resolution
- We encourage resolution through direct communication
- Disputes shall be resolved through binding arbitration
- EU residents may use the EU Online Dispute Resolution platform
13. CHANGES TO TERMS
We may modify these Terms at any time. We will notify you of material changes via email or platform notification. Continued use after changes constitutes acceptance.
14. CONTACT INFORMATION
Acknowledgment
By using our service, you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them. You understand that our forecasts are not financial advice and that all investment decisions are your sole responsibility.